Lucred is a groundbreaking financial platform that offers swift and seamless access to credit with credit limits up to ₦200,000. The application process takes just three minutes, utilizing advanced data analysis for a two-minute approval. With a focus on user flexibility, Lucred employs the APR model for interest calculation, allowing users to repay as low as ₦17 daily and choose their payment due date. The platform rewards users for responsible financial behavior, providing unlimited cash back and points for spending and prompt repayments. Boasting a growing network of over 1000 merchants, Lucred is redefining credit accessibility, making it both rewarding and user-friendly.